The legal form is decisive

Depending on the legal form of your company, you will need to contract different forms of insurance and pension provisions. If you have opted for a sole proprietorship or a general and limited partnership, you are considered self-employed and must register with the cantonal AHV compensation fund.

Liberty is the exclusive partner of the Swiss Association of Entrepreneurs for mandatory and extra-mandatory pension solutions. One of the objectives of the association is to improve the financial security of self-employed and freelance entrepreneurs without employees.

If you have employees, however, you benefit from the same pension solutions as legal entities: You can join Liberty BVG Collective Foundation's joint solution for basic pension provisions.
For owners of joint stock or limited liability companies, pension provisions are mandatory, since they are considered employees. They are subject to the BVG and are required to insure themselves and their employees with an annual income of over CHF CD_J_BVG_Basis_Lohnsumme_EN (status CD_J_BVG_Basis_Stand).

Liberty offers the founders of legal entities a large range of occupational benefits solutions to meet a wide variety of needs. You may join Liberty BVG Collective Foundation's joint solution and, for example, choose the basic solution.

The advantages of joining Liberty BVG Collective Foundation:

  • No minimum premium
  • Flexible plans
  • Attractive premiums
  • Association solutions for self-employed persons (AHV)
  • Multilingual German - English - French - Italian

We would be happy to assist you in choosing the best solution for your company!

Make an appointment now with our BVG expert