The legal form of your business determines the management benefits scheme

Depending on the legal form of your company, you will need to contract different forms of insurance and pension provisions. If you have opted for a sole proprietorship or a general and limited partnership, you are considered self-employed and must register with the cantonal AHV compensation fund.

Liberty is the exclusive partner of the Swiss Association of Entrepreneurs for mandatory and extra-mandatory pension solutions. One of the objectives of the association is to improve the financial security of its self-employed and freelance entrepreneurs without employees.

If you have employees, however, you can benefit from the same pension solutions as legal entities: For incomes over CHF CD_J_Kadervorsorge_EinkommenLohn_EN (status 2022), you may choose between the joint solution offered by Liberty BVG Collective Foundation, or the Bel Étage management solutions proposed by Liberty 1e Flex Invest Foundation.

For owners of joint stock or limited liability companies, pension provisions are mandatory, since they are considered employees. They are subject to the BVG and are required to insure themselves and their employees with an annual income of over CHF CD_J_Kadervorsorge_Lohnsumme_EN (status 2022).

Liberty offers owners of legal entities a large range of occupational benefits solutions to meet a wide variety of needs. You can join Liberty BVG Collective Foundation's joint solution and opt for the basic solution along with a management plan, or choose an individual investment solution with Liberty 1e Flex Invest Foundation.

We would be happy to assist in choosing the best solution for your company!

Make an appointment now with our executive benefits expert