Liberty | Extra-mandatory benefits coverage is worthwhile for start-ups

Supplementary BVG coverage is a good decision.

Position your company as a progressive employer by offering your senior executives and managerial staff supplemental, extra-mandatory benefits. This ensures your employees an attractive and modern pension solution for their extra-mandatory salary components.

Depending on the constellation in terms of occupational benefits, BVG mandatory coverage alone may not offer your employees adequate protection.

For salary components exceeding CHF CD_J_BVG_Basis_Lohnsumme_EN (status CD_J_BVG_Basis_Stand), there is a benefits gap which may be closed with a suitable supplementary plan. This would ensure your employees better retirement benefits while positioning yourself as a modern and attractive employer.

max. insurable salary according to BVG

up to

CHF

CD_J_UK_Flex_Einkommenbis_EN

max. creditable BVG salary

from

CHF

CD_J_BVG_max_Lohnsumme_EN

Non-mandatory occupational benefit plan

BVG Compulsory
occupational benefit plan

AHV / IV State
pension scheme

AHV annual salary

AHV-Jahreslohn

Take advantage of the following

Extended coverage: an ideal and flexible supplement for mandatory BVG coverage.
Exclusivity: a separate management plan offers your managers enhanced benefits.
Recruitment tool: a supplemental management plan is an ideal recruitment tool in today’s highly competitive labour market.

Who is a management plan suitable for?

Sole proprietorship with employees / without employees

Self-employed persons can put together advanced extra-mandatory benefits solutions for themselves and their employees. Individual retirement and risk benefits can be defined for the salary components exceeding CHF CD_J_BVG_max_Lohnsumme_EN (status CD_J_BVG_Basis_Stand).

Self-employed professionals in the medical, legal, financial, consulting and construction fields without employees can optimise their protection against the financial consequences of retirement, death and disability through our attractive association solution.

Learn more about the association solution

Joint-stock or LLC

Companies incorporated as joint stock or limited liability companies can customise their extra-mandatory benefit solutions. Individual retirement and risk benefits can be defined for the salary components exceeding CHF CD_J_BVG_max_Lohnsumme_EN (status CD_J_BVG_Basis_Stand).

Company owners and start-ups

Liberty offers company owners a wide range of extra-mandatory benefits solutions. An advanced management solution is a significant advantage when recruiting executives.

Read more about the BVG Collective Foundation

Let us help you find the best solution for your company!

Arrange an appointment with our consultant now